Business Checking

Commercial Checking Accounts

Business Premier NOW

An interest bearing commercial account available for sole proprietorships (unincorporated business) or non-profit organization.  This account is designed for the smaller businesses and rewards the customers maintaining higher balances.

  • Minimum initial balance to open:   $50.00
  • Minimum average daily balance to avoid minimum balance fee:  $2,500.00
  • Minimum balance fee per month on average daily balances below $2,500.00:  $10.00
  • There will be an excess item fee of $0.20 per item for all items posted in excess of 300 during the monthly statement cycle.  These items include ACH transactions, Debits/Checks, On-Us Checks deposited, and Transit Checks deposited.
  • Itemized monthly statement with check images.
  • Earns interest on daily current ledger balance of $500.00 or more.
  • 24 Hour Banking with Phone Bank and Online Banking.
  • Individualized Debit Card for each authorized signer.
  • Merchant Credit Card Service.
  • Night Depository Service
  • ELIGIBILITY - Partnerships, For Profit Corporations, and Limited Liability Companies ARE NOT eligible for this account.

Other Charges:

  • Outgoing Rolled Coin fee is $0.10 per roll.
  • Outgoing Currency Strap fee is $0.25 per strap.

Business Classic

A non-interest bearing account available to all business types.

  • Minimum initial balance to open:  $50.00
  • Monthly maintenance fee:  $5.00
  • There will be an excess item fee of $.20 per item for all items posted in excess of 500 during the monthly statement cycle.   These items include ACH transactions, Debits/Checks, On-Us Checks deposited, and Transit Checks deposited.
  • Itemized monthly statement with check images.
  • 24 Hour Banking with Phone Bank and Online Banking.
  • Individualized Debit Card for each authorized signer.
  • Merchant Credit Card Service.
  • Night Depository Service

Other Charges:

  • Outgoing Rolled Coin fee is $0.10 per roll.
  • Outgoing Currency Strap fee is $0.25 per strap.

Business Analysis

A non-interest bearing account for corporations and other businesses with higher volume transactions and requirements.

This account is designed to reward the customer who keeps higher balances to offset the services used.

  • Minimum initial balance to open:  $50.00
  • Minimum average daily balance to avoid a minimum balance fee:  $2,500
  • Minimum balance fee per month on average daily balances below $2,500.00:  $10.00
  • Itemized account analysis statements that track your account activity, as well as check images on a monthly statement cycle.
  • 24 Hour Banking with Phone Bank and Online Banking.
  • Individualized Debit Card for each authorized signer.
  • Merchant Credit Card Service.
  • Night Depository Service

Account subject to Account Analysis Fees based on account activity, average collected balances and earnings rate factors. 

* Please see the Commercial Fee Schedule for the analyzed cost of commercial transactions and services.

* Please See Rate Schedule for Current Rates and further information.

For more information on rate and fee schedules
please call TrustTexas Bank at 1-800-342-0679