Economy Checking | Personal Checking | Simply Golden Checking
Negotiable Order of Withdrawal Account

Economy Checking (D.D.A.)

A non-interest bearing account offering no frills banking at a low monthly cost. The ideal account for those who write a limited number of checks each month.

Account Features

• Detailed monthly statement showing all account activity.
• No minimum balance requirement.
• Debit Card available.

Other Information

Interest - This is a non-interest bearing account. If you want to earn interest on your checking account balance, please review our Interest Bearing Negotiable Order of Withdrawal (N.O.W.) Account.
Minimum Balance to Open Account - An opening balance of $200.00 or more is required.

Fees - A maintenance fee of $3.00 will be charged each statement cycle. An excess check fee of $ .25 for each check over 25 per monthly statement cycle.

Imaged Item Fee - You will be charged a $3.00 imaged item fee each month if you choose to receive the images of checks and deposit slips (imaged items) with your monthly statement.

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Personal Checking (D.D.A.)

A non-interest bearing account designed for those customers who write more checks and are on a limited budget.

Account Features

• Detailed monthly statement showing all account activity.
• No minimum balance fee if you maintain a $300.00 minimum average daily balance.
• Unlimited check writing privileges.
• Debit card available.

Other Information

Interest - This is a non-interest bearing account. If you want to earn interest on your checking account balance, please review our Negotiable Order of Withdrawal (N.O.W.) Account.

Minimum Balance to Open Account - An opening balance of $300.00 or more is required.

Fees - A $7.50 minimum balance fee will be assessed each monthly statement cycle unless a $300.00 minimum average daily balance is maintained.

Imaged Item Fee - You will be charged a $3.00 imaged item fee each month if you choose to receive the images of checks and deposit slips (imaged items) with your monthly statement.

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Simply Golden Checking (D.D.A.)

Non-interest bearing account designed for those customers 62 years of age or older.

Account Features

• Detailed monthly statement of all account activity.
• No minimum balance requirement
• Unlimited check writing privileges.
• No Maintenance Fee
• Debit Card available.

Other Information

Minimum Balance to Open Account - An opening balance of $1.00 or more is required.

Imaged Item Fee - You will be charged a $3.00 imaged item fee each month if you choose to receive the images of checks and deposit slips (imaged items) with your monthly statement.

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Negotiable Order of Withdrawal (N.O.W.) Account

A checking account that pays interest. The account is designed to reward customers maintaining higher balances, while providing convenient access to their funds.

Account Features

• Earn a competitive rate of interest on your daily balance.
• Detailed monthly statement showing all account activity.
• Unlimited check writing privileges.
• No minimum balance fee if you maintain a $500.00 minimum average daily balance.
• Debit card available.

Other Information

Rate Information - The interest rate and annual percentage yield may change at any time. Call any of our Customer Service Representatives to obtain current rate information.
Minimum Balance to Open Account - An opening balance of $500.00 or more is required.

Fees - A minimum balance fee of $7.50 will be assessed each monthly statement cycle if the average daily balance falls below $500.00.

Imaged Item Fee - You will be charged a $3.00 imaged item fee each month if you choose to receive the images of checks and deposit slips (imaged items) with your monthly statement.

 

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